Faster and Smoother Insurance Claims Process by Ethos General Contractors

Are you dreading the thought of dealing with the storm restoration process? With the right guidance it should be a worry-free process. If not handled properly, you may end up paying thousands of unnecessary dollars.

With Ethos Roofing & Restoration on your side you don’t have to worry. Here’s why:

• You receive an initial property consultation at no charge.
• You work with one rep to ensure your satisfaction. Our main goal is to be there for you throughout the restoration process and address any and all questions and concerns you may have along the way.
• Our Account Representatives are highly trained to evaluate property damage and develop a comprehensive scope of work to present to your insurance company.
• We have years of extensive experience dealing with insurance related restoration projects.
• Our experience has allowed us to develop a system which gives customers peace of mind knowing that all damaged components are documented and accounted for.

What do I do to start the Insurance Claim Process?

Call your insurance company, notify them of the date of the storm and what has been damaged. Set up a time for an adjuster to come inspect your property.

Can I decide who I want to use for a contractor or do I have to use who my insurance company recommends?

You have the option to use any contractor you like and feel comfortable with. You do not have to use a contractor that is recommend by the insurance carrier.

Do I need to get 3 bids?

No you do not have to get 3 bids. Select a contractor you feel comfortable with that can help you through the entire restoration process from beginning to end, you should not have to deal with the added stress of an insurance claim.

Should I have a contractor present at the insurance adjustment?

Yes, it is important to have your contractor of choice that will be performing restoration present at the adjustment to help address the entire scope of damage to your home.

How much will I have to pay?

Your only out of pocket expense is your insurance deductible. Check with your agent to ensure you have proper coverage and no exclusions that would cause you to pay above and beyond the deductible.

Does the insurance company pay the contractor or the homeowner?

The insurance company will pay you “the property owner” directly. Your mortgage company will be on the checks as well. There are typically 2 payments. You will get an initial check to get the work started called the “ACV” (Actual Cash Value). Once all work is complete the insurance company will pay the remainder of the funds that was held back called the “depreciation”.

If I get bids lower than my insurance settlement, do I get to keep the rest?

Absolutely not, if you receive a lower bid than the insurance settlement the insurance company has to be notified and additional funds will not be released above and beyond the lower bid.

Can I upgrade materials?

You can upgrade materials from what you had before for an additional cost above your deductible. Check with your contractor for upgrade options and pricing.

Contact Us Today!

Ensure a worry-free insurance claims process by turning to Ethos General Contractors. With our expert assistance, we’ll make sure you get the amount you’re entitled to for your storm damage restoration. Call us today at (855) 553-8467 or fill out this form to schedule your free consultation.